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Wednesday, May 20, 2015

Take a 2nd Look - get a second opinion and quote...

Recently I posted a blog by Chris Knoche, our local John Adams Mortgage rep, about the clarification of the HUD rules for getting another mortgage is you have been through a foreclosure of some sort. It is good advice for those impacted by the recent recession.

Chris (really John Adams Mortgage,but Chris is their agent in our office) has a also got an important program going right now call 2nd Look. The 2nd Look program is really very simple - you give Chris the opportunity to look at your  mortgage requirements and give you a quote, even if you already have a quote from another mortgage company. You can do it in person or over the phone. You will need your Good Faith Estimate or the closing costs worksheet from that other company, because that allows an apples-to-apples comparison and quote.

So, what's in it for you? Well if they beat your current quote for the mortgage that you need the savings for you will be obvious AND they will give you a $50 gift card for taking that 2nd look. But what if they can't beat your current mortgage deal? Well they will give you a $50 gift card just for giving them a chance. You can't beat that! Click here to read the flyer that they have on the 2nd Look offer.

What's the catch? Well you must be willing to meet with the John Adams rep (in person or over the phone) AND you must give them the necessary information or documents for them to be able to do a valid mortgage pre-approval. Those information/documents may include statement for income, asset and credit. There is no cost to you for this service and you get the $50 gift card.

If taking a 2nd Look before you lock yourself in to the rates on your current mortgage quote sounds like a good idea to you,give Chris a call at 249-535-7073. Tell him that Norm sent you. That won't get you anything extra, but I'll feel better about help Chris out, since he has helped me out so many times.

And, if you're just getting started in your house hunting and don't have a contract with a Realtor®
already, give me a call. I don';t require an exclusive contract - just for the houses that I show you.

1 comment:

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