The following is a guest post by Amanda Turner, a freelance writer. Amanda will be contributing articles about various real estate topics here from time to time. Please welcome Amanda.
Home Sweet Home Warranties: The Best
Home Warranties on the Market
Home warranties
are becoming more and more popular as safe and convenient options to take care
of your home’s appliance maintenance that can occur through regular
wear and tear. Typically, you have to go through the research of
finding a reputable contractor for each individual issue that happens in your
home, negotiate the price, and then make sure they do a quality job. With home
warranties, you get the peace of mind of being able to simply pay a
flat fee to have all of your home appliances taken care of by contractors that
have already been vetted through the home warranty program, It’s as easy as
submitting a ticket! Home warranties have become so popular that even real
estate agents and home sellers have used home warranties as bargaining ships in
landing a sale. Now, which home warranty do you choose? To get started on your
research to find the best home warranty that’s right for you, take a look at
these top picks.
American Home Shield
If you are looking for a great home warranty
that allows you to fully customize exactly what you need to be covered in your
warranty, then American
Home Shield is a perfect option. You can choose from a selection of
home warranty plans, plus have the option to build your own coverage. Be wary,
however, one of the biggest drawbacks with American Home Shield is the list of
negative reviews that lean towards a misunderstanding of coverage.
Select Home Warranty
The great thing about Select Home
Warranty is the fact that they have no claim limits and their “per
item” benefit limit is capped at $500 and $2,000 for each system. The
drawbacks? You need to call them to get any type of pricing, which always
leaves a bad taste in anyone’s mouth, and their contract has some pretty
confusing verbiage. So be sure to get clarity on that.
Choice Home Warranty
Choice Home Warranty offers some of the most
comprehensive home warranty plans on the market, even in their Basic Plans.
What’s more? You can see how satisfied their customers are by the long list of
positive customer reviews.
ACF Home Club
AFC Home Club is the perfect option for
affordable coverage, and the great thing is they clearly list their home
warranty plans and their cost. There is no variation depending on where you
live! Take their reviews with a grain of salt, however, because even though
they are mostly positive, it seems like their reviews are carefully monitored
and not available everywhere.
First American
At only $28 a month, First American is by far
the most affordable home warranty coverage you can buy. They stick to the
basics, only covering appliances. So this is a great option if the bones of
your home are in great shape, but you want to make sure your appliances are
taken care of if something happens. While the service that First American is
great, there are a couple of drawbacks. First, keep in mind that they do not
serve in every state in the U.S. Second, keep in mind that their coverage is
very minimal, only sticking to appliances, and they do not offer flexibility in
their plans.
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