I got a call the other day from an agent with some questions
about looking for and buying historic homes. We had a nice long conversation
about her buyers’ desires to buy and fix up a historic home. Apparently they
watch and lot of HGTV and the Rehab
Addict show starring Nicole Curtis and think that they’d like to do
something similar. I will admit that I like Nicole’s show and watch it often,
along with the Property Brothers
show and a couple of the other “reality” shows on HGTV. I referred the agent to
my MilfordTeam.com web site and an article that I did several years ago that is
posted there about historic homes – see http://www.themilfordteam.com/historichomes.html
- which might help them get started on understand the challenges better.
When I hear questions or stories like this I always remember
episodes of the old Hal Roach show – The Little Rascals (also known as Our
Gang) in which someone’s aunt would desperately need
money to avoid being
thrown out of her house. The Gang would jump to the rescue by raising money.
One of the characters, usually Spankey, would say something like – “You get a stage
and I’ll get a band together and we’ll put on a show.” Off they would scurry,
rounding up the gang and putting together a show, for which they charged an
admission from other children in the neighborhood. Sure enough there would be a
stage of sorts, usually in a big barn, and a ragtag band. There would be
several acts and Alfalfa would end up closing the show by singing a song to a
great round of applause. They would take the money raised to the desperate aunt
and she would get to stay I the house, usually much to the chagrin of the mean
old banker who was try to repossess her house.
For many couples, especially young, idealistic couples, buying
and fixing up an old house can seem to be similar – they say, “You get a ladder
and I’ll get some paint and we’ll fix up this house.” Nothing could be further
from the reality that they will discover as they tackle the project. There was
a movie titled “The Money Pit” that comes closer to the truth; although that
does not have to be the case either. The key is letting go of the images of
yourself jumping into the project as if you are Nicole Curtis and getting real
about the costs and the skills required to tackle an old house
renovation.
Nicole uses a lot of professionals in her projects, although you see mainly her
tearing things out, nailing up new molding or putting up bathroom tile and
painting. What the casual viewer may not appreciate is the level of skills that
she has developed over time to be able to do those things and the number of
tools that she needs to have at hand in order to do them. Many DIYers don’t
really have either of those things going for them – skill or tools.
I usually spend time with buyers who say that they want to
tackle something like an old house renovation trying to get them to understand
the many things that will require professional (most times licensed) help
and/or specialized tools and skills. Sometimes I get push back like – “Well, my
dad (substitute “best friend” here if you like) is a plumber (or electrician or
carpenter) so he can help us with that. Sure they’ll help some, for some period
of time, in areas that they have the skills and tools for; but projects like a
complete old house remodel will touch on every aspect of the building trades
and most people don’t have that many friends or family willing to work that
long for nothing. So, first, take stock of your own skills and the skills of
those that you might be actually able to call upon for help and look at the
tools that you have already. You’d be surprised how much of the cost of a
renovation goes into buying or renting the necessary tools.
Second, get real on a budget. I can’t tell you how many
half-finished old home remodeling projects I’ve seen show up on the foreclosed
list. It costs a lot of money to redo one of these old homes; even more if you
are committed to keeping everything looking original. What you may initially
see as just
Oh, and while you’re at it; did I mention that most of these
old house are full of asbestos, which was commonly used as insulation on the
steam or hot water pipes leading to the radiators, plus much of the old tile
used on floors back then was asbestos-based. If you watch Property Brothers on HGTV, too, you’ll know that discovering
asbestos is not a good thing and very expensive to deal with. In Michigan we
have only one dump site left that will even accept asbestos waste and the
disposal fee is high. While we’re dealing with environmental issues, a quick
check of the plumbing will normally
turn up some lead pipes in the system. If
you’re lucky they are only on the waste side of things and could be left in
place. Any lead pipes on the supply side will need to be replaced. As long as
you are dealing with the plumbing you might also want to have the waste line to
the sewer scoped out with a TV camera (lots of local plumbing companies can do
that). You may be appalled at what you find there. In many old houses there
really isn’t even a real pipe that goes out to the sewer Many historic homers
were connected to eh sewers using clay pipes and some just used a form of
rolled up tar paper shaped to look and act like a pipe. When those “pipes”
fails (and it will eventually fail) you will be responsible for the replacement
all the way to the sewer from your house (think backhoes and lots of cost).
The electrical systems in most old house is inadequate (quite
often even less than 100 Amp service with old screw-in fuses instead of
breakers) and it is dangerous. Most old houses don’t have ground wires to the
receptacles, so plugs are un-grounded. People didn’t have all of the appliances
and electronics that most people have these days, so even the wire from the
power pole to your house may be inadequate for the demands currently being put
upon it. Start from the pole and rewire in – think big money and a lot of work
to try to run ground wires to every receptacle in the house. And don’t forget
that current electrical codes require GFCI-protected circuits in the kitchen,
baths, garage and all exterior plugs. Cha-Ching$$$
As for heating and cooling; most historic homes had some
form of steam heat when built and many were converted to hot water later. There
may be one or two pipes running to each radiator, but there usually are no
ducts anywhere. Fortunately (as Nicole Curtis does in her rehabs sometimes) there
are ways to put in forced air systems to heat and cool, either by carefully
hiding regular ducts in closets and cabinets or by using modern micro-tube
ducts and two systems – one in the basement to take care of the first floor and
one in the attic to handle the second floor. If you have enough money, anything
is possible.
And, if you do get a new heating system in place, what are
you going to do to hold that heat in? Most old houses were not built with
anywhere near adequate insulation in either the walls or the attic and most
have single pane glass in the windows (many have old storm windows that do
little more thanbigger bucks if
you chose to put in historically correct looking insulated windows). The
insulation in the attic will usually need to be doubled or tripled to get to
current code standards and the walls may have no insulation at all. That means
cutting openings (outside or inside) and blowing in insulation and then
repairing the cuts or holes that you created. Thinks additional $$$.
slow down the cold air). If you are going to just waste the
heat that your new heating system produces you’ve got to insulate to hold it in
and put in new, thermal windows as well. We’re talking big bucks to put in all
new windows (even
If all of these details and warnings about things that you
may have to deal with is scaring you – good; you should be scared. Maybe, out
of that fear (or at least concern), may come more rational decisions about the
whole project to fix up an old house. “You
get the ladder and I’ll get the paint”, doesn’t cut it (but I suppose it could
be amusing to watch as a reality TV special). Just don’t expect Nicole Curtis
to stop by to help out. You are more likely to get a visit by the mean old
banker wanting his money.
Having said all of this; why am I still smiling that I own a
historic home? For one, I’ve got a few
of the bigger projects done already; and, in the final analysis, it’s because
the right historic house, given the right amount of investment, with the right
tools or tradesmen involved, can turn out to be a great place to live. The
character of the architecture, the great old woodwork and the sense of history
can’t be found in a modern home. I often tell would-be historic home buyers
that it’s a home and a hobby all in one.
If you are willing to continually work at it and put up with a few
things as you go along it can be very rewarding, but it’s not an Our Gang play.
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